SDIRAs and Non-Recourse Loans

Are you a real estate investor looking to use IRA funds to purchase property, but don’t have enough cash on hand to do so?

In the world of self-directed IRAs, it’s considered a prohibited transaction to get a conventional mortgage on a real estate deal because the IRA’s loan cannot be personally guaranteed. For most people, the cart stops there – but what if we told you it didn’t have to?

There is a way for investors to leverage property in an IRA through what’s called a non-recourse loan.

Joining us for this discussion is expert co-host, Josh Gilmore, who’s had a plethora of experience within the self-directed IRA and real estate investing space, including using his own account, and is well-versed on non-recourse loans.

During this conversation, we’ll answer the following frequently asked questions:

• What is a non-recourse loan and how does it work?
• Why might I need it for SDIRA investing?
• What does the timeline/process look like for obtaining a non-recourse loan?
• What are best practices when using non-recourse loans for real estate?
• Are there any taxes I should be aware of?